BNPL vs. traditional lending: What works best in Kenya?
Lender information

BNPL vs. traditional lending: What works best in Kenya?

While both BNPL and traditional lending provide access to needed funds, they operate under different models, offer distinct benefits, and carry unique risks.

An overview of loan management software in Kenya
Industry Information

An overview of loan management software in Kenya

This report looks at how loan management software works, why it matters to everyday Kenyans, and how adoption has grown over the past five years.

A deep overview of business and SME loans in Kenya
Industry Information

A deep overview of business and SME loans in Kenya

Whether through banks, SACCOs, digital platforms, or informal channels, we examine how Kenya's business owners are financing their operations and what’s next for them.

A deep overview of consumer credit in Kenya
Industry Information

A deep overview of consumer credit in Kenya

Whether you’re a driver juggling M-Shwari and Fuliza, a kiosk owner weighing whether to borrow from your chama or a loan app, or a policymaker trying to keep up with the pace of lending, this report is for you.

How to finance your child’s school fees with FlexFees
Borrower information

How to finance your child’s school fees with FlexFees

For many parents and guardians, the inflow of cash rarely aligns with the billing cycle of schools. That's where FlexFees comes in.

How to get a student loan in the US as an international student from Kenya
How to

How to get a student loan in the US as an international student from Kenya

Getting a student loan to study in the U.S. as a Kenyan might seem like a maze at first but it’s definitely doable. In this guide, we've provided practical info to help you figure out how to finance your US studies without losing your mind or your wallet.

How to get a student loan in the UK as an international student from Kenya
How to

How to get a student loan in the UK as an international student from Kenya

As a Kenyan international student, the path to funding your studies in the UK can be rough but there are still ways to overcome these challenges and build the future you’ve always desired. Let’s walk through it step by step in this guide.

How to get a business loan in Kenya
How to

How to get a business loan in Kenya

The reality for most Kenyan entrepreneurs today is that they're full of ideas but lack the capital to execute. Securing a business loan can be an overwhelming process but in this guide, we've made it easier for you to understand.

Effective loan collections for lenders in Rwanda
Lender information

Effective loan collections for lenders in Rwanda

As a lender, how do you make sure the money comes back without any challenge? Let's find out here

Make Better Informed Decisions

Our decision model Oraculi helps you handle all modules required to form the decision model for your lending business, convenient and easy.

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Effective loan collections for lenders in Zimbabwe
Lender information

Effective loan collections for lenders in Zimbabwe

Find out how to ensure loan repayments without turning every collection into a battle.

How direct debit works in Kenya
Lender information

How direct debit works in Kenya

This report provides a deep dive into the direct debit ecosystem in Kenya from 2019 to 2024. It examines the regulatory framework governing the system, identifies key players shaping its evolution, and explores the various use cases that have driven its adoption.